IDyou checklist
What is verification of identity (VOI)?
The Verification of Identity (VOI) Requirements across the various states provides a framework for
mortgage brokers, legal practitioners, conveyancers or mortgagees to take reasonable steps to verify the
identity of a party to a conveyancing transaction. This acts to protect and reduce the potential risk of
land title fraud and improper dealings.
What is required for verification of identity (VOI)?
ARNECC is the body established under the Intergovernmental Agreement between the State and Territory governments and membership comprises the Land Titles Registrars from each Australian State and Territory. ARNECC was established to facilitate the implementation and ongoing management of the regulatory framework for electronic conveyancing of real property in Australia and they have published rules listing the Identity documents that are acceptable.
To meet the VOI rules, the borrower can meet any of the 6 categories listed below. An image of each of the original, up-to-date documents in selected category must be uploaded into IDyou.
| Category | Minimum Document Requirements |
| For persons who are Australian citizens or residents | |
| 1 | Australian Passport or foreign passport or Australian Evidence of Immigration Status ImmiCard or Australian Migration Status ImmiCard plus Australian drivers licence or Photo Card plus change of name or marriage certificate if necessary |
| 2 | Australian Passport or foreign passport or Australian Evidence of Immigration Status ImmiCard or Australian Migration Status ImmiCard plus full birth certificate or citizenship certificate or descent certificate plus Medicare or Centrelink or Department of Veterans’ Affairs card plus change of name or marriage certificate if necessary |
| 3 | Australian drivers licence or Photo Card plus full birth certificate or citizenship certificate or descent certificate plus Medicare or Centrelink or Department of Veterans’ Affairs card plus change of name or marriage certificate if necessary |
| 4 | a) Australian Passport or foreign passport or Australian Evidence of Immigration Status ImmiCard or Australian Migration Status ImmiCard plus another form of government issued photographic identity Document plus change of name or marriage certificate if necessary b) Australian Passport or foreign passport or Australian Evidence of Immigration Status ImmiCard or Australian Migration Status ImmiCard plus full birth certificate plus another form of government issued identity Document plus change of name or marriage certificate if necessary |
| 5 | a) Identifier Declaration plus full birth certificate or citizenship certificate or descent certificate plus Medicare or Centrelink or Department of Veterans’ Affairs card plus change of name or marriage certificate if necessary. b) Identifier Declaration by a Person specified in Verification of Identity Standard paragraph 4.4(e) plus Medicare or Centrelink or Department of Veterans’ Affairs card plus change of name or marriage certificate if necessary. Note: Refer to Verification of Identity Standard paragraph 4. |
| For persons who are not Australian citizens or residents | |
| 6 | a) Foreign passport plus another form of government issued photographic identity Document plus change of name or marriage certificate if necessary b) Foreign passport plus full birth certificate plus another form of government issued identity Document plus change of name or marriage certificate if necessary. |
